about adapting to frugal lifestyle after an incomebreakdown 🫠
my adhd is giving me a hard time not spending for any impulsive ideas but I am left with only round about a quarter of my former income and I can’t adapt well. I had enough before and since half a year I don’t, but my brain wants to spent money like before.
we don’t eat expensive, but we snack expensive. i usually don’t buy a lot of clothes but I lost a lot of weight and most doesn’t fit anymore (and I’m going to look for a new job soon, so I need at least one proper outfit).
we got a cat and a dog, which had super heavy health scares last year. so I pay for the insurances instead of waiting for the worst. the dog is allergic af and I have to buy expensive special food. i am a single parent and have to take care of the teenagers needs as well.
I’m going to sell my car soon, because I just have to to get by. social aid doesn’t pay anything at this point because I was couple of bucks over the limit so far. But they don’t consider the high debt I got. So I’m actually pretty concerned right now. i used to be poor before, so I kinda know I will get over this episode, but it terrifies me at this point.
long story short: i need a network of no-buy-buddies that helps keep me from spending too much. anyone out there?
that is such a smart thing to do. I’m going to set myself a daily budget asap. I think that might actually work for me, because I tend to be competetive with myself.
the thing about not spending money I don’t have yet is the thing I try to teach my teen, but I guess I have to remind myself as well. thanks for that!
in my country healthcare is free, so I only pay insurance for the pets! it’s round about 100€/month for both and all eventual costs are included except food. but it’s still a lot of money. getting rid of them isn’t easy. I might find someone to help with the dog costs, I have someone in mind. and it’s a good idea to give the cat to someone who would give it back. urgh, I hate this situation.
I’ve stopped eating out and get our food from a discounter/cook it myself, so i hope to save money. realised the snack thing while typing - good idea to ask around and try out to make some myself