I raise the BS flag. A chef is responsible for creating and planning the restaurant menu, which means they have to create dishes that fit the restaurant niche and local customer base’s interest, while also fitting the recipes into the workflow of the kitchen setup, ingredient availability from suppliers, etc. They have to worry about prep capacity, yield percentages vs cost of the menu items, etc.
I studied culinary arts and worked in the restaurant industry for eight years before I got out. There is a difference between a chef and a cook and a kitchen manager. Were you a line lead, or kitchen manager? I might buy that.
The chef is not just someone who wants to break their back until they make it up the hierarchy, they’re usually the one who is passionate enough that AFTER breaking their back all day they go home and STILL COOK. I went home after 14 hour days and made cereal or whatever because I was sick of cooking.
Never once have I ever heard an actual chef call themselves a “professional chef.” Most actual chefs I’ve met are snobbishly anti-nonstick as well, but that’s not necessarily a rule. ALL of them could make a Teflon pan last more than a year or two.
Your comments stink, I don’t buy it, unless you were a glorified kitchen manager that the restaurant called a “chef” but you had no real job in making the menu or new recipes.
I wouldn’t recommend keeping credit card limits low to only mitigate fraud risk - credit card companies generally will take the hit for unauthorized use, aka stolen information, and send you a new card. So keeping the limit low in an effort to make sure that if your info is stolen they’ll only be able to steal $1000 or $2000 isn’t really necessary, and only affects your ability to use credit and have a better credit score (because your % of utilization of your overall credit limit goes into your FICO).
Instead, review your purchases monthly and inform the card company of charges you didn’t make as soon as you see them.
DEBIT cards are a different story. They’re a direct link to your bank account funds and there’s no intermediary that is willing to take a hit, it’s your bank vs you, so if your debit card info (and pin) are exposed you’re much more vulnerable. So I wouldn’t recommend EVER using debit these days, there’s zero reason to, but if you have to then your advice in your OP is more appropriate.