• 0 Posts
  • 15 Comments
Joined 8 months ago
cake
Cake day: June 29th, 2024

help-circle


  • https://www.healthline.com/health/mental-health/how-to-survive-midlife-blues

    Depending on how old you are, you might just be hitting the normal midlife low point. It hit me hard in my late 30s and I spent a lot of time reading about it once I found out it was typical. I think a lot of it has to do with the rate at which you’re experiencing milestones and life changes. It feels like you are constantly progressing in your life up to your 20s or 30s and then the time scale suddenly shifts. Things take much longer to advance - saving enough for a house or retirement, that next promotion (assuming you even want one), major family changes, etc.

    Understanding that helped me recover somewhat, though it still took a couple of years. I’m still in that lull, trying to figure out what I really even want to do next, but I don’t feel sad about it anymore. I don’t know if this applies to your situation, but I found it really helpful to learn about it.





  • If your main concern is the US currency or just wanting your money to be out of US-based assets, I believe Interactive Brokers provides a lot of flexibility to move your money between assets and currencies. You’re still going to pay taxes and be subject to all US laws.

    If your concern is US involvement in your personal financial affairs…good luck. The US has tremendous influence over the global financial system and no legitimate foreign organization is going to work with you unless you have substantial assets. The few countries that do not respect US influence are not particularly trustworthy and trying to do business with them will put you at significant legal risk.

    You could also try converting to physical gold, but the US has confiscated gold before, so that’s not a sure bet.


  • sevan@lemmy.catoLemmy Shitpost@lemmy.worldSmart methodology
    link
    fedilink
    English
    arrow-up
    20
    ·
    1 month ago

    I used to work for a cable company. I remember a coworker telling me a long time ago that one of the challenges they used to have was making sure the caller’s TV was tuned to the correct channel. So, the conversation would go like this:

    “Please change the channel to 27” (or any other random number that isn’t a locally used channel) “What do you see?” “Nothing…” “Good, change it to 3, now what do you see?” “Nothing…” “Good, change to channel 4” “It works!”

    For those that don’t know, there was a long period of time where the auxiliary input into TVs was tuned to either channel 3 or channel 4. There was a good chance that the customer didn’t know which one was correct for their TV and would have assumed that it was already set correctly if you asked.





  • Way back in the late '90s, my first apartment was a brand new development with a T5 connection (I think) that offered each unit 8 glorious Mbps. However, I needed to get that connection shared between 2 PCs in different rooms. Wifi was not an option (expensive and slow), even a router was a major financial investment for me back then. So, I bought an extra network card and a 100 foot crossover cable and ran it down the hallway.

    It was so successful, that I continued to incorporate very long cables in my builds for the next 20ish years. Even today, my desktop computer is not wifi capable, but first I migrated to powerline ethernet and more recently mesh wifi with my PC plugged into one of the child nodes.




  • Since it sounds like you have younger kids, I’d take a decent sized portion of it (maybe 2-8k) and use that to make lasting family memories. Seeing everything of interest in a short range (zoos, aquariums, caves, gardens, museums, national parks, whatever), more frequent small vacations (driving distance or short flights to the beach/mountains/whatever), occasional major vacations (other countries, theme parks, cruises, whatever your family finds interesting). Or investing in lifelong hobbies that you can do together, like skiing, art, tennis, restoring cars, etc.

    After that, the rest I would add to my FIRE plan. It would not necessarily mean retiring sooner (though it might), but it would be about adding flexibility to my life. If my savings were larger, I could always just to dip into that to pay for college or I be better prepared to deal with an unexpected layoff or emergency.